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Terms & Conditions

A legal disclaimer & Definitions

Welcome to AGF VISUALS (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website agfvisuals.com, related services, and any associated applications or tools (collectively, the “Platform”).

By accessing or using the Platform, you agree to these Terms and our Privacy Policy, Digital Rights & Licensing Addendum, and Data Processing Addendum. If you do not agree, please discontinue use immediately.

  • “User”, “you”, or “your” refers to anyone who accesses or uses the Platform, including creators, clients, and visitors.

  • “Content” refers to any music, photo, video, document, or other media file uploaded, shared, or displayed through the Platform.

  • “Booking” refers to an engagement or transaction facilitated between users via the Platfor

Eligibility

You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use the Platform. By using the Platform, you represent and warrant that you meet these requirements.

Account Registration

To access certain features, you must create an account. You agree to: Provide accurate and complete information. Maintain the confidentiality of your credentials. Accept responsibility for all activity under your account. We reserve the right to suspend or terminate accounts that violate these Terms or applicable law.

Platform Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You must not: Upload or share content that infringes intellectual property or privacy rights. Transmit malware, spam, or harmful code. Use the Platform for fraudulent or deceptive activity. Interfere with the security or functionality of the Platform. We reserve the right to monitor and remove content or accounts that violate these conditions.

Booking and Payments

Independent Parties

The Platform connects users for creative services (e.g., musicians, photographers, videographers). [Your Company Name] is not a party to any user-to-user agreement, contract, or payment transaction.

Payment Processing

All payments are handled through trusted third-party processors (e.g., Stripe, PayPal). We do not store full payment card information. Users must review and agree to the processor’s terms.

Disputes Between Users

Users are responsible for resolving their own disputes regarding bookings, payments, or deliverables. AGF VISUALS may assist in good faith but is not obligated to intervene or reimburse funds.

User-Generated Content

Ownership

You retain full ownership of any music, photo, video, or document content you upload to the Platform

License to Platform

By uploading content, you grant AGF VISUALS a non-exclusive, royalty-free, revocable license to host, display, and transmit your content as necessary for Platform functionality.

Representation

You represent and warrant that: You own or control all rights to the content you upload. The content does not violate any law or infringe any third-party rights.

Intellectual Property Rights

All Platform content, including software, trademarks, logos, and designs, is owned by [Your Company Name] or its licensors. You may not copy, distribute, modify, or create derivative works without written consent.

Digital Millennium Copyright Act (DMCA)

DMCA Agent

AGF VISUALS

Include the following: Identification of the copyrighted work. The URL of the allegedly infringing material. Your contact information. A statement of good-faith belief that the use is unauthorized. A statement, under penalty of perjury, that the information is accurate. Your physical or electronic signature.

Privacy and Data Handling

Our collection and use of personal information are governed by our Privacy Policy. By using the Platform, you consent to our data practices, including the exchange of digital and physical documentation as described in that policy.

Prohibited Conduct

You may not use the Platform to: Upload illegal, obscene, defamatory, or discriminatory content. Misrepresent your identity or impersonate others. Circumvent payment systems or Platform controls. Harvest or collect information about other users without consent. Violations may result in suspension, termination, or legal action.

Termination

We may suspend or terminate your access at any time for violations of these Terms or applicable law. Upon termination, your license to use the Platform ends immediately.

Limitation of Liability

To the fullest extent permitted by law: AGF VISUALS shall not be liable for indirect, incidental, or consequential damages. Our total liability shall not exceed the greater of $100 USD or the total amount paid by you to us in the preceding 12 months. You acknowledge that your use of the Platform is at your own risk.

Indemnification

You agree to indemnify, defend, and hold harmless AGF VISUALS, its officers, employees, and affiliates from any claims, damages, or losses arising out of: Your use of the Platform, Your uploaded content, or Your violation of these Terms.

Disclaimers

The Platform and services are provided “as is” and “as available” without warranties of any kind. We do not guarantee uninterrupted access, error-free operation, or compatibility with all devices.

Governing Law and Dispute Resolution

These Terms are governed by the laws of the United States and the State of Indiana, without regard to conflict-of-law principles.

Arbitration Agreement

Any disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association (AAA) in [Indiana, U.S.A.]. You waive the right to a jury trial or class action.

Exceptions

You may seek injunctive or equitable relief for intellectual property or data breaches in a court of competent jurisdiction.

Changes to Terms

We may update these Terms from time to time. Continued use of the Platform after updates constitutes acceptance of the revised Terms.

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